ServicesAssessmentsIndustriesSpectraAgentPricingInsightsAboutContactStart Free Assessment
Home › Assessments › Finance & NBFC Assessment
🏦 Assessment

Finance & NBFC Assessment

Multi-framework compliance review for banks, NBFCs, payment processors, and insurers — mapped to RBI, PCI-DSS, IRDAI, SWIFT CSP, and the DPDP Act.

Start Free Assessment → Talk to Our Team
Free
First 2 assessments
<10 min
To complete
24h
Team review
What We Assess

9 Areas We Examine

01
RBI IT Framework Gap Analysis
Control-by-control mapping against RBI's 2023 IT Framework for NBFCs and banks, with evidence requirements called out.
02
Core Banking Exposure
Network segmentation around CBS, privileged access to banking applications, and direct-to-internet exposure.
03
Payment Gateway Hardening
TLS configuration, tokenisation posture, and cardholder data environment (CDE) scope.
04
PCI-DSS v4.0 Scoping
Where does CHD actually flow? What's in scope? Can we reduce scope through segmentation?
05
Data Localisation
RBI's data localisation mandate — is all payment and customer data genuinely stored in India?
06
NBFC Cybersecurity Advisory
Upper Layer NBFC specific controls: CISO function, board reporting, and incident response.
07
SWIFT Customer Security Programme
For members — CSP control attestation readiness and control effectiveness.
08
DPDP Act Readiness
Consent, data principal rights, breach notification, and grievance-officer obligations.
09
IS Audit Evidence Pack
Pre-packaged evidence for your next RBI, SEBI, or internal audit — the questions examiners actually ask.
Who This Assessment Is For

Scheduled and co-operative banks, Upper Layer and Middle Layer NBFCs, payment gateways and aggregators, insurance companies, and AMCs — anyone subject to RBI, IRDAI, or PCI-DSS oversight.

Common Findings We Uncover
Cardholder data in systems outside declared CDE scope
Customer data replicated to overseas DR sites (localisation breach)
No documented CISO function at Upper Layer NBFC
SWIFT CSP controls untested for >12 months
DPDP breach notification SOP not in place
Compliance Frameworks Mapped
RBI IT Framework 2023PCI-DSS v4.0IRDAI CybersecuritySWIFT CSPDPDP Act 2023ISO 27001

Common Questions

Does this cover both RBI and SEBI regulations?
This assessment focuses on the RBI side — NBFC, banking, payments, and insurance. If you're a SEBI-regulated entity (broker, DP, AMC distribution), use the dedicated SEBI Compliance Assessment instead. Many institutions are subject to both and run them in parallel.
We're a small NBFC. Do we really need all of this?
The RBI IT Framework applies in a scaled form depending on asset size and layer. The assessment tells you exactly which controls are mandatory for your category and which are advisable — you won't end up over-investing in controls meant for scheduled banks.
Can you help with IS Audit preparation?
Yes. The full engagement produces an evidence pack structured the way auditors expect it, and our team can sit in on pre-audit walkthroughs.

Ready to Find Your Gaps?

Start the Finance & NBFC Assessment now. Free for first 2 assessments. Results in under 10 minutes.

Start Free Assessment →
No agents. No server access required. No credit card.

Other Assessments

🖥️ IT Infrastructure 🔍 Website VAPT 💻 Code VAPT 🗄️ Database Health 📈 SEBI View All 20 →